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Stephen Ministry    

Welcome to the Villlages Community Chapel

The Villages Community Chapel is a multi denominational Christian Church serving those who live the Villages Golf and Country Club and the nearby Assisted Living Facilities in San Jose, CA.  Our weekly worship service is held at 10AM Sundays in the Cribari Auditorium in the Villages.

A Word From The Pastor

Our Debt Paid in Full

Senior Pastor Bill Hayden
Date Published: 
Friday, May 17, 2019

     There is one statement that we all enjoy hearing, “Your account is paid in full.” 

     As a young man shopping for our wedding rings, I made my first purchase on credit and established a debt.

     In those days they allowed you to put items in a Lay-Away Account and when the last installment was made, they gave you the product. Today you are given credit cards by banks and institutions which have very high interest rates, even if your previous bills were paid off without having late payments.

     It is a relief when we pay off an outstanding debt like a mortgage, or the purchase of an automobile, or better yet, a student educational loan. It’s easy to believe these days that a college graduate could owe over a $150,000 upon graduation without having a job in view. In some parts of the country $150,000 could be the price of a house.

     The pressure of having a debt that seems impossible to pay back can be daunting, in some cases, to the point of suicide. For most of us, as long as we live in this world, we are going to be in debt because we don’t have unlimited resources.  

     There are people who have had some anonymous person pay off their debt because that person had the means to do it and did it out of the kindness of their heart. Our greatest debt has been paid in full and we have been given life eternal in exchange. “The wages of sin is death; but the gift of God is Eternal Life.” Romans 6:23 NKJV  

     We would love for you to join us this Sunday at the Villages Community Chapel in Cribari Auditorium at 10 a.m. to be encouraged. The chapel is a place for needs to be met, faith to be affirmed and people to love.  We would love to meet you. To learn more about the Villages Community Chapel visit our website at